IJIB, International Journal of Islamic Business, is a fully refereed journal published twice annually by the Islamic Business School, Universiti Utara Malaysia (UUM). IJIB is a refereed multidisciplinary journal published by Universiti Utara Malaysia in June and December. A manuscript submitted to the Editorial Board for consideration must be an original unpublished work, not under consideration for publication elsewhere.IJIB accept articles, research notes, case studies, and book reviews based on research, original thoughts and commentaries in Islamic Business, Muamalat and Islamic Finance and its related fields. Articles are published in Bahasa Melayu, English and Arabic. IJIB are indexed and abstracted in MyCITE, EconLit, MyJurnal and Google Scholar. All previous issues are now available on the IJIB website http://www.ijib.uum.edu.my